Tuba Guy\'s Blog Site

My husband and I have been working very hard to try to get ourselves out of debt.  It is just really hard to make any more than the minimum monthly payments most months.  We can’t work any harder than we already are so we have come to the conclusion that we need to work smarter.  We figured out that it would take us over twenty five years to become debt free if we continue just making monthly minimum payments.  We found a debt management program that will help us accomplish this in just over four years.  They are negotiating with our creditors to lower our interest rates.  We are very excited about this program.